Find a solution that's right for you.
- Bankruptcy laws are designed to protect you from creditors.
- Protect your car, home, money, and furniture.
- Eliminate credit card debt, medical bills, and wage garnishments.
Do you feel like you are drowning in debt? Are the creditors harassing you? If you are seeking protection from creditors and are in need of legal assistance, Bankruptcy Response will connect you with an attorney who can help.
The bankruptcy process should always begin with a consultation with a qualified bankruptcy attorney. A qualified attorney will talk through the options and help you decide whether or not you should file bankruptcy. If you are qualified to file, you will decide if a Chapter 7 or Chapter 13 is best for you.
Chapter 7 is the most common type of bankruptcy. Chapter 7 is a liquidation bankruptcy that wipes out most of your general unsecured debts, such as credit cards and medical bills, in as little as four to six months without the need to pay back balances through a repayment plan. In order to qualify for Chapter 7, you must qualify under income limits that vary by state.
Current bankruptcy laws have made it more difficult for some debtors to file Chapter 7 Bankruptcy and instead require them to repay a portion of their debts through Chapter 13. Chapter 13 is a reorganization bankruptcy designed for debtors with regular income who can pay back at least a portion of their debts through a repayment plan. Many debtors choose to file for Chapter 13 because it offers many benefits that Chapter 7 does not.
Don't allow debt to affect your personal or family health and well-being. Take action towards a fresh financial start today.
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